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It's time to rebuild your finances for a fresh start

If you are struggling with credit cards, tax arrears to the CRA, student loans, payday loans, car payments, and wage and bank account garnishments we have solutions.

Being debt free starts today

We help you explore your options such as a consumer proposal or bankruptcy. We have professionals to meet with you in

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Free consultation. No obligation. Be debt-free tomorrow.

If you are experiencing financial difficulties, Goldhar is here to help you! We can help with your personal or corporate financial situation. Choose Goldhar and we will show you our team’s passion and dedication to helping people during tough times.

Solve Debt Trouble

Credit cards. CRA Problems. Student loans. Payday loans. Car payments. Wage and bank account garnishments.

How Goldhar helps

Only a licensed insolvency trustee (LIT) can stop collection calls, remove garnishments and make a legally-binding settlement of your debts.

Canada Wide

Goldhar has office locations across Canada to serve your needs. Find a location closest to you, or we will come meet you. Virtual appointments available.

How do I know that I need debt help?

You regularly miss essential payments on mortgage, rent, car loan or lease, utilities like hydro, gas, water
Your credit cards have been maxed out for 3 months or more and you are not able to make the minimum payments
Your arrears payments are assigned to collection action agenciesm #3
Collection action escalates to legal proceedings
You are turned down for refinancing or secured loans
Your bank account or wages are garnished
Your loved ones feel the impact of your financial stress

Calculate your debts

Get an assessment of your current financial situation and a free estimate on your potential savings.

Reduce your payment

Cut your payments up to half and put them all together in one affordable monthly sum.

Debt free fast

Start with us today and you could be rid of your debt in just 2 -4 years.

Kind words from people we have helped

William A.

Words can't describe how my council session with Kim has been so helpful. She has been very professional and the company is very helpful to the extreme. They have changed my life. Thank you!

Tymika C.

I had a great experience with Goldhar. They are great to have and I have learned so much from them. They are very informative and helpful. I would recommend them to anyone struggling with debt and budgeting.

Samantha F.

For the first time ever, someone took the time to just talk to me about my situation and give me the information to make my own decision. I felt before that everyone I talked to "told" me what to do.