Dealing with debt can be incredibly stressful and overwhelming. It can feel like a never-ending cycle of payments and financial strain. You are not alone. Many people find themselves in a similar situation, struggling to pay off their debts and looking for a way out. We understand the challenges and we’re here to help you along with more than 6,500 people we’ve helped shed the debt.
Understanding our Role as a Licensed Insolvency Trustee
Goldhar & Associates helps individuals facing financial difficulties. With the authority to mediate between debtors and creditors, we create fair and reasonable repayment plans. We offer financial advice and resources, helping clients manage budgets, develop repayment strategies, and enhance financial literacy. Our team guides individuals through the process, answers questions, and offers support to achieve financial freedom.
Services Provided by a Licensed Insolvency Trustee
Goldhar & Associates offers personalized solutions to help individuals overcome their debt problems. Some of the solutions we provide include:
Consumer Proposal: A consumer proposal is a legal process that allows you to make a formal offer to your creditors to repay part of your debts over a maximum of 60 months. We can help you negotiate a proposal that is acceptable to your creditors and affordable for you.
Bankruptcy: Bankruptcy, often seen negatively, can be a constructive process offering a fresh start and relief from overwhelming debt. It provides legal means for individuals to protect assets, restructure, and rebuild credit. Emphasizing fairness and financial education, bankruptcy can serve as a strategic tool for long-term financial stability, allowing debtors to emerge stronger and more resilient.
These are just a few examples of our services and only a Licensed Insolvency Trustee like Goldhar & Associates can legally assist with these solutions.
Benefits of Consulting with a Licensed Insolvency Trustee
We provide guidance and support, helping individuals make informed financial decisions. Our team handles creditor communications, eliminating the need for you to deal with harassing calls or threatening letters. The primary goal is debt relief – achieved through the development of a manageable repayment plan. Filing a consumer proposal or declaring bankruptcy also brings legal protection, preventing further legal actions or wage garnishment by creditors.
Taking the first steps towards debt relief
Taking the first steps towards debt relief can feel overwhelming but it’s an important and necessary step towards regaining control of your finances. Don’t let your debt hold you back any longer.
Contact us today to be debt-free and stress-free tomorrow! Schedule a FREE CONSULTATION, no obligation at Goldhar & Associates by dialing 1.855.967.3328 or visiting www.shedthedebt.ca for more information.