Goldhar & Associates Ltd.
has recently expanded by acquiring Risman Zysman Inc.

The Ontario Superior Court of Justice in Bankruptcy and Insolvency has issued a court order for this acquisition.
Court File No. BK-24-00371868-0031

We’re dedicated to assisting you in identifying the best “shed the debt” solution across Canada. We understand that each financial situation is unique, so we’re here to provide personalized guidance and support throughout the process. Let’s take the first step together towards shedding the debt and moving towards financial stability.

Goldhar's got debt solutions for you

Stressed and in debt? We offer fast, friendly, debt relief. Free Consultation, No obligation. We have helped Canadians get debt relief. Only a Licensed Insolvency Trustee (LIT) can stop collection calls, remove garnishments and make a legally-binding settlement of your debts.

$82,000,000+

in debt relief for our clients

150+

Businesses Saved

6,500+

Stress Free Clients

Personal debt
Shed your personal debt
  • Credit cards
  • CRA Problems
  • Student loans
  • Payday loans
  • Car payments
  • Wage & bank account garnishments
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    Corporate debt
    Get your business back in the black

    Focus on running your business. Let us focus on your financial problems. For small to mid-size corporations, including privately-held Canadian controlled corporations

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    Tax solutions
    Personal & business tax solutions

    Our team has over 50 years combined experience in the tax resolution field. We can even think like the CRA (some of us used to work there).

    Learn More

    Solve your debt trouble

    Goldhar & Associates Ltd. (“Goldhar”) offers Fast. Friendly. Debt Relief. We understand that debt happens, and we can help. Our team of professionals assess your situation with no judgment. Oftentimes we can help more than your financial situation. Money and debt can cause a lot of stress on your mental health and relationships. Once you start working with Goldhar we relieve the stress and you will see your relationships will get back on track as well! We help with credit cards, tax arrears to CRA, student loans, payday loans, car payments, and wage and bank account garnishments.

    How do I know that I need debt help?

    • You regularly miss essential payments
    • Your credit cards are maxed out
    • Your arrears payments are assigned to a collection agency
    • Collection action escalates to legal proceedings
    • You are turned down for refinancing or secured loans
    • Your bank account or wages are garnished
    • Your loved ones feel the impact of your financial stress

    Calculate Your Debts

    Get an assessment of your current financial situation and a free estimate on your potential savings.

    Reduce your payments

    Cut your payments by up to 80% and make just one affordable monthly payment.

    Be Debt free fast

    Start today and be debt free as quickly as tomorrow.

    Kind words from people we have helped

    Being debt free starts today

    We have professionals to meet with you in

    • Hindi
    • Punjabi
    • Mandarin
    • Cantonese
    • German
    • Polish
    • Tagalog
    • French
    • Spanish
    • English

    Fill out the information in this form and we will be in contact shortly to help you shed the debt.